Every year an estimated 16,000 children receive hospital treatment following an accident in school, on the road or at home. In some cases children are left permanently disabled. For many parents, it will mean financial hardship with costly medical/dental expenses to be paid. As Ireland’s leading schools insurer Allianz has developed a specific Pupil Personal Accident policy.

There are two options available. The first option provides for school activities and also includes direct travel to and from such activities, the cost per child is €5.00. The second option provides cover on a 24 hour basis for school activities, social, domestic and leisure activities (including holidays) and the cost for this cover is €8.00 per child.

Application forms must be returned to the school before Friday 24th September 2010.

Cheques should be made payable to Our Lady of Lourdes National School.

Should you have any questions visit the Allianz website here

Cover
The following are benefits in respect of any pupil sustaining accidental injury resulting in medical or dental expenses, disablement or death.
Schedule of Benefits
1. Death by Accident €30,000
2. Permanent total loss of sight in one eye or use of one limb €100,000
3. Permanent total loss of sight in both eyes or use of
both limbs or permanent total disablement €150,000
4. Total and irrecoverable loss of hearing in one ear €30,000
5. Total and irrecoverable loss of hearing in both ears €100,000
6. Medical expenses not recoverable from any other source €30,000
7. Dental expenses not recoverable from any other source €30,000
Health Condition
The insurance shall not apply in respect of any claim arising out of a preexisting physical defect, infirmity or medical condition.
General Exclusions
1. Whilst the pupil is engaged in (or practicing/training for) any of the excluded activities.
2. The pupil committing or attempting to commit suicide, wilful exposure to needless peril except in an attempt to save human life or from any involvement in a criminal act.
3. The pupil being intoxicated or having taken any drug (other than prescribed).
4. The pupil’s employment (other than school work experience programmes).
Excluded Activities
• Aqua-Lung diving
• Flying (except as a passenger)
• Parachuting
• Power-boating
• Water ski-jumping or tricks
• Racing of any kind (other than on foot or bicycle)
• Rock climbing or mountaineering using ropes and/or guides
• Pot-holing
• Skiing, ski-boarding, ice-hockey, the use of skeletons, bobsleighs or the use of dry ski slopes.